Banking the Unbanked always refers to human beings and their enablement to participate in the global financial system by providing them with bank accounts. In this post, I suggest creating the Economy of Things by banking the
On 1 August, we announced our new joint venture RAAY RE we have founded together with our partners Hammer AG and Wertgrund AG. RAAY RE, which stands for RAAY Real Estate, is our first vertical within the
Yesterday was a great day: I could witness the operationalization of my enterprise protocol evolution model. Nobody at the MunichRe symposium specifically talked about the model. However, the symposium’s theme “Modularisation of the Insurance Value Chain” actually is
We become cultured through training in various activities, such as customs, arts, interacting with people, the use of technologies, and the discovering of ideas, the learning of beliefs, shared philosophies, and religion. Our brains are modified
Thanks to neuroscience research, we today know that we don‘t exclusively absorb culture through universally shared, standard-issue, human perceptual equipment, but culture determines what we can and can‘t perceive. Our functional cognitive architectures are modified by
Being an entrepreneur, my life has always been thrilling and rich in variety. While studying and after a few stunts as a working student at Henkel, it was clear to me to become self-employed — I wanted to be
Mankind seems to have reached a crossroads. At environmental, political, and economic levels more and more urgent hazard warnings appear. Man has to cope with this high-speed change, and there are many well-intended activities already underway. However,
There are many ways of interpreting things that happen in our lives. From my perspective, there is no such thing as a pure coincidence, but everything happens for a reason — and there are ways to leverage on
It is said that a brain‘s size positively correlates with its host‘s level of intelligence. The ability of human beings to use tools in very elaborate ways, to create art or to invent and tell stories to
Having enjoyed a few days of skiing in Italy, I was reminded of a pearl of wisdom by a ski instructor of my kids. After a downhill run, when discussing what to improve skiing, the instructor told my son: “Not the
During winter, it sometimes snows in Germany, even in the climate change-raddled 21st century. In the first weeks of January 2019, we are experiencing heavy snowfalls — a weather condition that results in a variety of effects, from
Yesterday over lunch, we discussed the libertarian notion of essentially getting rid of legacy complexity, such as legislation, regulation, etc. Some of the early proponents and creators of cryptocurrencies have expressed libertarian world views by trying